body {
            font-family: 'Montserrat', sans-serif;
        }

        /* ===== TOP BAR ===== */
        .headersec .hdrTop {
            background: #f1592a;
            padding: 10px 0;
            color: #fff;
            font-size: 15px;
        }

        .hdrTop ul {
            margin: 0;
            padding: 0;
            list-style: none;
            display: flex;
            justify-content: flex-end;
            gap: 25px;
        }

        .hdrTop a {
            color: #fff;
            text-decoration: none
        }

        /* ===== MAIN HEADER ===== */
        .hdrBtm {
            background: #ececec;
            position: relative;
            padding: 12px 0;
        }

        /* orange left shape */
        /* .hdrBtm:before {
            content: '';
            position: absolute;
            left: 0;
            top: 0;
            width: 180px;
            height: 100%;
            background: #f1592a;
            clip-path: polygon(0 0, 100% 0, 70% 100%, 0% 100%);
        } */

        /* white triangle */
        /* .hdrBtm:after {
            content: '';
            position: absolute;
            left: 120px;
            top: 0;
            width: 360px;
            height: 100%;
            background: #fff;
            clip-path: polygon(0 0, 100% 0, 85% 100%, 0% 100%);
        } */

        .hderinr {
            position: relative;
            z-index: 5;
            display: flex;
            align-items: center;
            justify-content: space-between;
        }

        /* logo */
        .hdrlgo img {
            height: 60px
        }

        /* menu */
        .hdrmnu ul {
            list-style: none;
            display: flex;
            gap: 30px;
            margin: 0;
        }

        .hdrmnu a {
            text-decoration: none;
            color: #1a2d5a;
            font-weight: 600;
        }

        /* cibil button */
        .hdrmnu li:last-child a {
            background: #f1592a;
            color: #fff;
            padding: 12px 22px;
            border-radius: 6px;
        }

        /* right icons */
        .hdrtpinr ul {
            list-style: none;
            display: flex;
            gap: 15px;
            align-items: center;
            margin: 0;
        }

        .locator_icon a {
            width: 50px;
            height: 50px;
            border: 2px solid #f1592a;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: #f1592a;
        }

        .dropdown>a {
            background: #2e3b7b;
            color: #fff;
            padding: 14px 26px;
            border-radius: 8px;
            text-decoration: none;
        }

       .footer{
    background:#0b1140;
    color:#fff;
    font-family:Poppins,sans-serif;
    position:relative;
}

/* gradient top line */
.footer:before{
    content:'';
    position:absolute;
    top:0;
    left:0;
    width:100%;
    height:6px;
    background:linear-gradient(90deg,#ff6a2f,#7b3fe4);
}

/* top info */
.footer-top{
    padding:45px 0 25px;
    border-bottom:1px solid rgba(255,255,255,0.08);
}

.info-box{
    display:flex;
    align-items:center;
    gap:15px;
}

.info-icon{
    width:55px;
    height:55px;
    border-radius:50%;
    background:#ff6a2f;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:20px;
}

.info-text{
    font-size:15px;
    line-height:24px;
    color: #0b1140;
}

/* social */
.social{
    text-align:center;
    padding:25px 0;
}
.social a{
    width:42px;
    height:42px;
    border:1px solid rgba(255,255,255,0.4);
    border-radius:50%;
    display:inline-flex;
    align-items:center;
    justify-content:center;
    margin:0 10px;
    color:#fff;
    text-decoration:none;
}

/* links */
.footer-links{
    text-align:center;
    padding:20px 0 40px;
}
.footer-links a{
    color:#fff;
    text-decoration:none;
    margin:6px 12px;
    display:inline-block;
    font-size:15px;
}
.footer-links a:after{
    content:"✔";
    color:#ff6a2f;
    margin-left:6px;
    font-size:12px;
}

/* responsive */
@media(max-width:768px){
    .info-box{justify-content:center;margin-bottom:20px}
}
        .social-icons a {
            width: 35px;
            height: 35px;
            background: #f1592a;
            display: inline-flex;
            align-items: center;
            justify-content: center;
            border-radius: 50%;
            margin-left: 8px;
            color: #fff;
            text-decoration: none;
        }

        /* SECTION */
        .loan-wrapper {
            padding: 60px 0;
        }

        /* CARD */
        .loan-card {
            background: #fff;
            border-radius: 14px;
            box-shadow: 0 10px 35px rgba(0, 0, 0, 0.08);
            padding: 30px;
        }

        /* TITLE */
        .loan-title {
            font-weight: 700;
            color: #1a2d5a;
            margin-bottom: 25px;
            border-left: 5px solid #f1592a;
            padding-left: 15px;
        }

        /* INPUT */
        .form-control,
        .form-select {
            height: 50px;
            border-radius: 8px;
            border: 1px solid #e1e5ee;
        }

        .form-control:focus {
            border-color: #f1592a;
            box-shadow: 0 0 0 3px rgba(241, 89, 42, 0.15);
        }

        /* BUTTON */
        .submit-btn {
            background: #f1592a;
            color: #fff;
            padding: 14px 40px;
            border: none;
            border-radius: 8px;
            font-weight: 600;
        }

        .submit-btn:hover {
            background: #d94c1f;
        }

        /* SIDEBAR */
        .loan-sidebar {
            background: linear-gradient(135deg, #1c2e5b, #0f1d40);
            color: #fff;
            border-radius: 14px;
            padding: 25px;
            height: 100%;
        }

        .loan-sidebar h4 {
            font-weight: 600;
        }

        /* INFO BOX */
        .info-box {
            background: #fff;
            border-radius: 12px;
            padding: 20px;
            box-shadow: 0 5px 15px rgba(0, 0, 0, 0.08);
            margin-top: 25px;
        }

        body {
            background: linear-gradient(180deg, #f6f8fc, #eef2f9);
            font-family: 'Poppins', sans-serif;
        }

        /* WRAPPER */
        .loan-section {
            padding: 60px 0;
        }

        /* MAIN CARD */
        .loan-box {
            background: #fff;
            border-radius: 18px;
            padding: 45px;
            box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
            border-top: 5px solid #f1592a;
        }

        /* HEADINGS */
        .form-title {
            font-weight: 700;
            color: #1a2d5a;
            margin-bottom: 30px;
        }

        .section-head {
            font-size: 20px;
            font-weight: 600;
            color: #1a2d5a;
            margin: 35px 0 20px;
            border-left: 4px solid #f1592a;
            padding-left: 12px;
        }

        /* INPUT */
        .form-control,
        .form-select {
            height: 52px;
            border-radius: 10px;
            border: 1px solid #e4e7f0;
            padding-left: 15px;
        }

        .form-control:focus,
        .form-select:focus {
            border-color: #f1592a;
            box-shadow: 0 0 0 4px rgba(241, 89, 42, 0.15);
        }

        /* SUBMIT */
        .submit-btn {
            background: linear-gradient(135deg, #f1592a, #ff7a4d);
            color: #fff;
            border: none;
            padding: 16px 50px;
            border-radius: 10px;
            font-weight: 600;
            font-size: 18px;
            margin-top: 25px;
        }

        .submit-btn:hover {
            background: #d94c1f;
        }

        /* NOTICE BOX */
        .notice-box {
            background: #fff5f2;
            border-left: 4px solid #f1592a;
            padding: 18px;
            border-radius: 10px;
            margin-top: 30px;
        }

        /* RESPONSIVE */
        @media(max-width:768px) {
            .loan-box {
                padding: 25px;
            }
        }
        .hero-banner{
        width:100%;
        height:520px;
        background:url('images/apply.jpg') center center/cover no-repeat;
        position:relative;
    }

    /* optional overlay for better look */
    .hero-banner::before{
        content:'';
        position:absolute;
        inset:0;
        background:rgba(0,0,0,0.35); /* remove if not needed */
    }

    /* large screens */
    @media (min-width:1400px){
        .hero-banner{height:620px;}
    }

    /* tablet */
    @media (max-width:992px){
        .hero-banner{height:420px;}
    }

    /* mobile */
    @media (max-width:576px){
        .hero-banner{
            height:300px;
            background-position:center;
        }
    }
    body{font-family:Poppins, sans-serif;}

/* ================= TOP ORANGE BAR ================= */
.topbar{
    background:#f1592a;
    color:#fff;
    font-size:14px;
    padding:10px 0;
}
.topbar .contact{
    display:flex;
    justify-content:flex-end;
    gap:40px;
}

/* ================= HEADER ================= */
.header-main{
    background:#e9e9e9;
    position:relative;
    padding:10px 0;
    overflow:hidden;
}
a{
    font-size: 14px;
    text-align: center;
    text-decoration: none;
}
/* ORANGE LEFT ANGLE */
/* .header-main:before{
    content:'';
    position:absolute;
    left:0;
    top:0;
    width:180px;
    height:100%;
    background:#f1592a;
    clip-path:polygon(0 0,100% 0,70% 100%,0 100%);
} */

/* WHITE TRIANGLE BEHIND LOGO */
/* .header-main:after{
    content:'';
    position:absolute;
    left:120px;
    top:0;
    width:420px;
    height:100%;
    background:#fff;
    clip-path:polygon(0 0,100% 0,85% 100%,0 100%);
} */

/* SMALL TOP TRIANGLE OVER LOGO */
.logo-wrap{
    position:relative;
    z-index:5;
}
/* .logo-wrap:before{
    content:'';
    position:absolute;
    top:-20px;
    left:110px;
    width:220px;
    height:30px;
    background:#f1592a;
    clip-path:polygon(0 0,100% 0,85% 100%,0 100%);
} */

/* LOGO */
.logo img{
    height:80px;
}

/* MENU */
.navbar-nav .nav-link{
    color:#1a2d5a;
    font-weight:600;
    margin:0 18px;
}

/* CIBIL BUTTON */
.cibil-btn{
    background:#f1592a;
    color:#fff;
    padding:12px 25px;
    border-radius:6px;
    font-weight:600;
}

/* LOCATION ICON */
.loc{
    width:45px;
    height:45px;
    border:2px solid #f1592a;
    border-radius:50%;
    display:flex;
    align-items:center;
    justify-content:center;
    color:#f1592a;
}

/* LOGIN */
.login-btn{
    background:#2f3b84;
    color:#fff;
    padding:12px 25px;
    border-radius:8px;
    font-weight:600;
}

/* RESPONSIVE */
@media(max-width:991px){
    .header-main:before,
    .header-main:after,
    .logo-wrap:before{display:none;}
}
.footerBottom{
    padding: 10px 0px;
    border-top: 1px solid #ccc;
}
/* ===== SECTION ===== */
.charges-section{
    padding:70px 0;
    background:#fff;
}

.charges-title{
    font-size:30px;
    font-weight:700;
    color:#1a2d5a;
    margin-bottom:25px;
}

/* layout */
.charges-wrapper{
    display:grid;
    grid-template-columns:1fr;
    gap:25px;
}

/* ===== TABLE BOX ===== */
.charges-table-box{
    background:#fff;
    padding:30px;
    border-radius:16px;
    box-shadow:0 15px 40px rgba(0,0,0,0.07);
}

/* table */
.charges-table{
    width:100%;
}

.charges-table .row{
    display:grid;
    grid-template-columns:1fr 1fr;
    padding:14px 0;
    border-bottom:1px solid #eee;
    font-size:15px;
}

.charges-table .head{
    font-weight:700;
    color:#1a2d5a;
    border-bottom:2px solid #f1592a;
}

.charges-table .row:last-child{
    border-bottom:none;
}

/* ===== RIGHT PANEL ===== */
.charges-highlight{
    background:linear-gradient(135deg,#1c2e5b,#0f1d40);
    color:#fff;
    padding:30px;
    border-radius:16px;
}

.charges-highlight h3{
    font-size:22px;
    margin-bottom:15px;
}

.charges-highlight ul{
    list-style:none;
    margin-bottom:25px;
}

.charges-highlight li{
    margin-bottom:10px;
    font-size:15px;
}

.apply-btn{
    display:inline-block;
    background:#f1592a;
    color:#fff;
    padding:14px 28px;
    border-radius:8px;
    text-decoration:none;
    font-weight:600;
}

/* note */
.charges-note{
    margin-top:25px;
    font-size:14px;
    background:#fff5f2;
    border-left:4px solid #f1592a;
    padding:18px;
    border-radius:10px;
}

/* ===== TABLET ===== */
@media(min-width:768px){
    .charges-wrapper{
        grid-template-columns:2fr 1fr;
    }
}

/* ===== MOBILE ===== */
@media(max-width:600px){

    .charges-title{
        font-size:22px;
        text-align:center;
    }

    .charges-table .row{
        grid-template-columns:1fr;
        gap:4px;
    }

    .charges-table .head{
        display:none;
    }

    .charges-table .row div:first-child{
        font-weight:600;
        color:#1a2d5a;
    }
}
/* ===== DOCUMENT SECTION ===== */
.docs-section{
    padding:70px 0;
    background:#f7f9fd;
}

.docs-title{
    text-align:center;
    font-size:32px;
    font-weight:700;
    color:#2b3f8f;
    margin-bottom:10px;
}

.docs-sub{
    text-align:center;
    margin-bottom:40px;
    color:#666;
}

/* grid */
.docs-grid{
    display:grid;
    grid-template-columns:1fr;
    gap:25px;
}

/* card */
.doc-card{
    background:#fff;
    border-radius:16px;
    padding:30px;
    text-align:center;
    box-shadow:0 15px 40px rgba(0,0,0,0.06);
    border-top:5px solid #f1592a;
    transition:.3s;
}

.doc-card:hover{
    transform:translateY(-6px);
}

/* icon */
.doc-icon{
    width:60px;
    height:60px;
    background:#2b3f8f;
    color:#fff;
    display:flex;
    align-items:center;
    justify-content:center;
    border-radius:50%;
    font-size:26px;
    margin:0 auto 15px;
}

.doc-card h3{
    color:#2b3f8f;
    font-size:18px;
    margin-bottom:12px;
}

.doc-card ul{
    list-style:none;
    padding:0;
}

.doc-card li{
    font-size:14px;
    margin-bottom:6px;
    color:#444;
}

/* ===== TABLET ===== */
@media(min-width:768px){
    .docs-grid{
        grid-template-columns:repeat(2,1fr);
    }
}

/* ===== DESKTOP ===== */
@media(min-width:1100px){
    .docs-grid{
        grid-template-columns:repeat(4,1fr);
    }
}
.eligibility-section{
    background:#fff;
    padding:70px 0;
}

.elig-title{
    font-weight:700;
    color:#1b2e5a;
}

.elig-sub{
    color:#6c757d;
}

.elig-card{
    background:#fff;
    padding:30px;
    border-radius:14px;
    text-align:center;
    box-shadow:0 10px 25px rgba(0,0,0,0.06);
    transition:0.3s;
    height:100%;
}

.elig-card:hover{
    transform:translateY(-6px);
}

.elig-icon{
    width:65px;
    height:65px;
    background:#f1592a;
    color:#fff;
    font-size:28px;
    border-radius:50%;
    display:flex;
    align-items:center;
    justify-content:center;
    margin:0 auto 15px;
}

.elig-card h5{
    font-weight:600;
    margin-bottom:10px;
}
.afxp-loan-section{
background:linear-gradient(180deg,#f5f7ff,#eef2fb);
padding:80px 0;
font-family:'Poppins',sans-serif;
}

.afxp-header h2{
font-size:36px;
font-weight:700;
color:#2b3f8f;
}

.afxp-eligibility{
color:#f1592a;
font-weight:600;
margin-bottom:35px;
}

/* glass card */
.afxp-card{
background:#ffffffcc;
backdrop-filter:blur(8px);
padding:45px;
border-radius:20px;
box-shadow:0 25px 80px rgba(0,0,0,0.08);
}

/* block */
.afxp-block{
margin-bottom:40px;
}

.afxp-title{
font-size:22px;
color:#2b3f8f;
margin-bottom:25px;
border-left:6px solid #f1592a;
padding-left:12px;
}

/* input */
.afxp-input{
height:52px;
border-radius:12px;
border:1px solid #e3e6f0;
transition:.3s;
}

.afxp-input:focus{
border-color:#f1592a;
box-shadow:0 0 0 4px rgba(241,89,42,.15);
}

/* file note */
.afxp-note{
font-size:12px;
color:green;
}

/* checkbox */
.afxp-check-area{
margin-top:25px;
}

.afxp-check{
display:block;
margin-bottom:10px;
font-size:15px;
}

/* button */
.afxp-submit{
background:linear-gradient(135deg,#f1592a,#ff7a4d);
color:#fff;
border:none;
padding:18px 70px;
border-radius:12px;
font-size:18px;
font-weight:600;
box-shadow:0 10px 30px rgba(241,89,42,.3);
transition:.3s;
}

.afxp-submit:hover{
transform:translateY(-2px);
}

/* responsive */
@media(max-width:768px){
.afxp-card{padding:25px;}
}